Alternative Loan

Alternative Loan
Amount Varies-Not to Exceed Cost of Attendance

Students whose financial aid awards do not meet their financial need may be able to borrow up to their cost of attendance. These loans typically require a credit check and often a cosigner. Interest rates are usually based on the prime rate or LIBOR, plus a fixed percentage based on the borrower's or co-signer's credit rating. A Master Promissory Note (MPN) is required.

Lender

Application Process

Academic Answer Loan from SunTrust (802560)

1-866-763-6350

Master Promissory Note

School-Certified Loan from CampusDoor (999444)

1-800-786-0002

Master Promissory Note

Key Alternative Loan® from KeyBank (800000)

1-800-539-5363

Master Promissory Note

Signature Student Loan® from Regions Bank (900902)

1-800-858-7822

Master Promissory Note

Xtra Credit Loan from Edamerica (505500)

1-800-337-1009

Master Promissory Note

The lenders listed above have been provided based upon the Possible Lender Selection Philosophy. You are free to choose any lender that participates in the Alternative Loan Program even if they are not on this list. 

 

If you have borrowed previously, we suggest you consider remaining with that lender or another lender that works with your same servicer. If you do select a different lender or servicer, be aware of the advantages and disadvantages of your decision. 

 

The Financial Aid Office will strive to process your loan quickly and accurately regardless of the lender you choose. Your alternative loan is yours so be informed and ask questions of your lender or prospective lenders.

 

Neither Bryan College nor the Financial Aid Office benefits from your choice of lender.